- Regular Share Savings
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- A minimum initial deposit of $5.00 is required
- A $5.00 minimum balance must be maintained at all times
- An average daily balance of at least $100.00 is required to earn a dividend
- Dividends are paid quarterly
- Payroll deduction is available
- Direct deposit is available
- A quarterly statement is furnished showing all transactions and dividends earned
- 24-hour account access with "HomeCU" home banking
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- Super Share Savings
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- A minimum initial deposit of $5,000.00 is required
- Dividend rates increase at higher deposit plateaus ($5,000., $25,000., $40,000.)
- You may withdraw funds anytime without penalty or loss of dividends earned
- Dividends are paid quarterly
- Payroll deduction is available
- Direct deposit is available
- A quarterly statement is furnished showing all transactions and dividends earned
- 24-hour account access with "HomeCU" home banking
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- Share Draft (Checking Account) - "Members' Choice"
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- A minimum initital deposit of $25.00 is required
- Does not earn a dividend
- No monthly service fee
- Payroll deduction is available
- Direct deposit is available
- A monthly statement is furnished showing all transactions
- 24-hour account access with "HomeCU" home banking
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- Share Draft Checking - "Advantage Checking"
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- A minimum initial deposit of $25.00 is required
- An average daily balance of at least $1,000.00 is required to earn a dividend
- A $10.00 per statement cycle service fee is imposed if the minimum balance requirement is not maintained
- Dividends are paid monthly
- Payroll deduction is available
- Direct deposit is available
- A monthly statement is furnished showing all transactions and dividends earned
- 24-hour account access with "HomeCU" home banking
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- Special Shares
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- A minimum initial deposit of $25.00 is required
- An average daily balance of at least $100.00 is required to earn a dividend
- Dividends are paid quarterly
- Payroll deduction is available
- Direct deposit is available
- A quarterly statement is furnished showing all transactions and dividend earned
- 24-hour account access with "HomeCU" home banking
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- IRA Share
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- Guidelines for enrolling in an IRA account are covered in a separate package given to members upon enrollment
- IRA accounts available are:
- a) Traditional IRA
- b) Roth IRA
- c) Educational IRA
- Market Index Certificates are available for IRA investments (ask credit union for details)
- A minimum initial deposit of $25.00 is required. Successive minimum add-on amount is $25.00 per deposit
- An average daily balance of at least $100.00 is required to earn a dividend. (On Regular Share IRA's only)
- Dividends are paid quarterly
- A quarterly statement is furnished
- No front end charges
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- Term Share & IRA Share (Certificates of Deposit)
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- A minimum deposit of $1,000.00 is required to open a Term Share Account
- Terms available: 6 month, 12 month, 18 month, 24 month, 36 month, 48 month
- Penalty for early withdrawal is equal to 90 days dividends at Term Share account rate for Term Share account terms of two (2) years or less
- Penalty for early withdrawal is equal to 120 days dividends at Term Share account rate for Term Share account terms of three (3) years or more
- Additional deposits to existing Term Share accounts are not allowed
- Term Share accounts are automatically renewable upon maturity
- Dividends: Members Choice (For Regular Term Share Accounts only)
- a) Paid "Quarterly" (added to C.D. principal balance)
- b) Paid "Monthly" (added to S/D or R/S balance)
- A quarterly statement is furnished showing all transactions and dividends earned
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- Mini-Jumbo & Jumbo Term Share (Certificates of Deposit
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- A minimum deposit of $40,000. or $75,000. is required to open a Mini-Jumbo or Jumbo Term Share Account
- Terms available: 6 months, 12 months, or 25 months
- Penalty for early withdrawal is equal to 90 days dividends at Mini-Jumbo or Jumbo Term Share Account rate
- Additional deposits to existing Mini-Jumbo or Jumbo Term Share Accounts are not allowed
- Mini-Jumbo and Jumbo Term Share Accounts are automatically renewable upon maturity
- Dividends: Members Choice
- a) Paid "Quarterly" (added to C.D. principal balance)
- b) Paid "Monthly" (added to S/D or R/S balance)
- A quarterly statement is furnished showing all transactions and dividends earned
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(936) 291-2171
Office