Direct Deposit
Payroll Deduction
ATM Machine
Teller-24 (telephone audio response)
QwikCash ATM Plus VISA Check Card
Home Banking and Electronic Bill Payment
Automatic Transfers and Payments
Continuous Transaction Processing
Credit Counseling
Other Services
Direct Deposit
Time is precious and no one likes to stand in teller lines,
no matter how fast the service! Direct Deposit is the answer
for hundreds of Walker County Federal Credit Union members.
It's a fast, reliable, and extremely safe way to transact
your business with the credit union. Walker County Federal
Credit Union accepts Direct Deposit from employer payrolls,
federal payments such as Social Security, Veterans Administration,
military payroll, civil service and others.
Members can also have their funds direct deposited and automatically
disbursed to pay credit union loans, or deposit to other various
accounts the member may have with the credit union.
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Payroll Deduction
Walker County Federal Credit Union has Payroll Deduction
arrangements with many Walker County employers. If eligible,
members can use Payroll Deduction to automatically perform
savings deposits, IRA deposits, loan payments, or other transactions
automatically each pay day. The member selects a set amount
to be deducted from his/her paycheck each pay day and those
funds are automatically forwarded to the credit union by the
employer. It's a great way to save painlessly and perform
some basic transactions without hassle or delay.
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ATM Machine
A automatic teller machine (ATM) is available at our drive-thru
for cash withdrawals, balance inquiries and account transfers.
If using the credit union's ATM, no ATM service fee is charged
to members who use a ATM card or Visa Debit card issued by
Walker County Federal Credit Union. A $1.00 service fee is
charged to anyone using a ATM card or Debit card that is not
issued by Walker County Federal Credit Union.
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Teller-24 (telephone audio response)
"Teller-24" is the credit union's 24 hour telephone
audio response system. Your touch-tone telephone allows you
to contact Teller-24 7 days a week, 24 hours a day to get
information about your accounts, transfer money between your
accounts, make loan payments, and other transactions.
Teller-24 can be accessed by dialing 291-1707 if you are
in the Walker County calling area; or you can dial 1-800-334-1021
if you are outside the Walker County calling area. Ask a credit
union employee for additional details.
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QwikCash ATM Plus VISA Check Card
A QwikCash ATM Plus VISA Check Card is both an ATM card
and a Debit card. It can be used as an ATM Card for cash withdrawals
from ATM machines around town or around the world, AND as
a Debit Card for purchases at more than 11 million locations
worldwide --- wherever you see the VISA symbol. Our charge
is $1.00 per transaction at ATM machines not
owned by Walker County Federal Credit Union. There is no charge
to you when you use the card as a debit card for purchases.
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Home Banking and Electronic Bill Payment
Members can access their credit union accounts 24-hours
a day by utilizing our Internet "Home Banking" feature.
Check account balances, transfer funds from and to your accounts,
view cleared share drafts (checks), view account history and
more. This service is offered free of charge.
In addition, members can pay bills by utilizing our "Electronic
Bill Payment" feature. This service utilizes the Internet
to simplify the bill paying process. This service is also
offered free of charge.
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Automatic Transfers and Payments
We can automate many of your regular recurring transactions.
For example, make loan payments or IRA deposits from your
Share Draft or Regular Share account with an automatic transfer.
Contact our Member Services Department for assistance.
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Continuous Transaction Processing
Ever been confused or inconvenienced by 2 o'clock transaction
cut-off times? You'll never have that problem at Walker County
Federal Credit Union. Our tellers process your transactions
immediately and your account records are updated at that time.
Member service is part of our mission and we want to take
the unnecessary confusion and delay out of member financial
services.
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Credit Counseling
Walker County Federal Credit Union personnel will be happy
to counsel you on proper budgeting procedures and techniques,
obtaining and handling credit, recovery from over-use of credit,
and other credit counseling subjects as requested by the member.
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Other Services
Members enjoy these additional Credit Union services: money
orders, travelers checks, teller checks, cashiers checks,
funds transfer by wire, and extended lobby hours.
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