Phone: (936) 291-2171    Fax: (936) 291-3816    Teller 24: (936) 291-1707  
 
 
Enter Password:
 
Login Security
Forgot Password?
Online Enrollment
> Regular Share Savings
> Super Share Savings
> Share Draft - "Members Choice"
> Share Draft - "Advantage"
> Special Shares
> IRA Shares
> Term Share & IRA Term Shares
> Mini-Jumbo & Jumbo Term Shares
> Deposit Rates
> Certificate Rates
> Financial Calculators
 
   
 

Deposit Accounts

Regular Share Savings Account

  • A minimum initial deposit of $5.00 is required
  • A $5.00 minimum balance must be maintained at all times
  • An average daily balance of at least $100.00 is required to earn a dividend
  • Dividends are paid quarterly
  • Payroll deduction is available
  • Direct deposit is available
  • A quarterly statement is furnished showing all transactions and dividends earned
  • 24-hour account access with "HomeCU" home banking or "Teller-24" audio response

TOP

Super Share Savings Account

  • A minimum initial deposit of $5,000.00 is required
  • Dividend rates increase at higher deposit plateaus ($5,000., $25,000., $40,000.)
  • You may withdraw funds anytime without penalty or loss of dividends earned
  • Dividends are paid quarterly
  • Payroll deduction is available
  • Direct deposit is available
  • A quarterly statement is furnished showing all transactions and dividends earned
  • 24-hour account access with "HomeCU" home banking or "Teller-24" audio response

TOP

Share Draft (Checking Account) -- "Members Choice Account"

  • A minimum initital deposit of $25.00 is required
  • Does not earn a dividend
  • No monthly service fee
  • Payroll deduction is available
  • Direct deposit is available
  • A monthly statement is furnished showing all transactions
  • 24-hour account access with "HomeCU" home banking or "Teller-24" audio response

TOP

Share Draft (Checking Account) -- "Advantage Checking"

  • A minimum initial deposit of $25.00 is required
  • An average daily balance of at least $1,000.00 is required to earn a dividend
  • A $7.00 per statement cycle service fee is imposed if the minimum balance requirement is not maintained
  • Dividends are paid monthly
  • Payroll deduction is available
  • Direct deposit is available
  • A monthly statement is furnished showing all transactions and dividends earned
  • 24-hour account access with "HomeCU" home banking or "Teller-24" audio response

TOP

Special Shares Account

  • A minimum initial deposit of $25.00 is required
  • An average daily balance of at least $100.00 is required to earn a dividend
  • Dividends are paid quarterly
  • Payroll deduction is available
  • Direct deposit is available
  • A quarterly statement is furnished showing all transactions and dividend earned
  • 24-hour account access with "HomeCU" home banking or "Teller-24" audio response

TOP

IRA Share Account

  • Guidelines for enrolling in an IRA account are covered in a separate package given to members upon enrollment
  • IRA accounts available are:
    • a) Traditional IRA
    • b) Roth IRA
    • c) Educational IRA
  • Market Index Certificates are available for IRA investments (ask credit union for details)
  • A minimum initial deposit of $25.00 is required. Successive minimum add-on amount is $25.00 per deposit
  • An average daily balance of at least $100.00 is required to earn a dividend. (On Regular Share IRA's only)
  • Dividends are paid quarterly
  • $2,000.00 maximum deposit per year allowed
  • A quarterly statement is furnished
  • No front end charges

TOP

Term Share Accounts & IRA Term Share Accounts (Certificates of Deposit)

  • A minimum deposit of $1,000.00 is required to open a Term Share Account
  • Terms available: 6 month, 12 month, 18 month, 24 month, 36 month, 48 month
  • Penalty for early withdrawal is equal to 90 days dividends at Term Share account rate for Term Share account terms of two (2) years or less
  • Penalty for early withdrawal is equal to 120 days dividends at Term Share account rate for Term Share account terms of three (3) years or more
  • Additional deposits to existing Term Share accounts are not allowed
  • Term Share accounts are automatically renewable upon maturity
  • Dividends: Members Choice (For Regular Term Share Accounts only)
    • a) Paid "Quarterly" (added to C.D. principal balance)
    • b) Paid "Monthly" (added to S/D or R/S balance)
  • A quarterly statement is furnished showing all transactions and dividends earned

TOP

Mini-Jumbo & Jumbo Term Share Accounts (Certificates of Deposit)

  • A minimum deposit of $40,000. or $75,000. is required to open a Mini-Jumbo or Jumbo Term Share Account
  • Terms available: 6 months, 12 months, or 25 months
  • Penalty for early withdrawal is equal to 90 days dividends at Mini-Jumbo or Jumbo Term Share Account rate
  • Additional deposits to existing Mini-Jumbo or Jumbo Term Share Accounts are not allowed
  • Mini-Jumbo and Jumbo Term Share Accounts are automatically renewable upon maturity
  • Dividends: Members Choice
    • a) Paid "Quarterly" (added to C.D. principal balance)
    • b) Paid "Monthly" (added to S/D or R/S balance)
  • A quarterly statement is furnished showing all transactions and dividends earned

TOP

 
     
This credit union is federally insured by the National Credit Union Administration.
Privacy Policy     Terms Of Use     Patriot Act     Disclosure